Who we serve
Benefits for municipalities and public employers.
Public employers carry benefits complexity that private employers do not: layered eligibility rules, multiple employee classes, tight public budgets, and procurement requirements, with a workforce spread across departments and sites. CBA administers that complexity cleanly and keeps the program defensible.
A public employer answers to more than a budget. The eligibility rules are layered, the employee classes are varied, the money is public, and the program has to hold up when it is reviewed. Benefits here are not just hard to run, they have to be run defensibly. CBA does both.
Why it is hard
Public benefits carry a higher bar.
- Layered eligibility rules across departments and employee classes
- Tight, public budgets with little room for a surprise increase
- Procurement and bid requirements to work within
- Public accountability, where the program has to hold up at audit
How CBA handles it
Administered cleanly, and kept defensible.
Layered eligibility across departments and employee classes is exactly the kind of complexity we run. We keep enrollment, eligibility, and payroll deductions accurate across every department, so the program is run cleanly from one place. See how we run administration.
A public budget cannot absorb a surprise increase. We build a multi-year cost strategy, benchmarking your plan and contributions, marketing your renewal to carriers, and showing you what is driving the cost, so you can plan for it instead of reacting to it. See plan and renewal strategy.
And the program has to hold up at review. We coordinate the compliance that applies to you and keep it on schedule, so nothing passes quietly and the records are in order when you are asked for them. See how we handle compliance.
Common questions
Public employer questions
- Our eligibility rules are complicated. Can CBA administer them?
- Yes. Layered eligibility across departments, classes, and hours is exactly the kind of complexity we administer. We run it cleanly and keep the program defensible at audit.
- We are on a tight budget. How does CBA help with cost?
- We build a multi-year cost strategy instead of reacting to each renewal: benchmarking your plan and contributions, marketing your renewal to carriers, and showing you what is driving the cost, so a public budget is not hit with a surprise increase.
See whether CBA is a fit for your organization.
Tell us about your workforce and budget, and we will tell you whether we are the right partner. A review costs nothing.