Employee benefits and health insurance, managed year-round.

CBA helps employers design, manage, and support their benefit plans, from renewal through daily administration. Year-round, so rising costs are planned for, not just absorbed.

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One plan year, always in motion

Renewal is one month. CBA works the other eleven.

January

Compliance activity

March

Compliance review

May

Midyear review

August

Renewal prep

October

Open enrollment

December

Carrier submissions

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

Twelve months managed. Real processes, real support.

Most brokers place a plan.CBA runs it all year.

Five jobs most employers stitch together from a broker, an administrator, and their own HR team. CBA does all five, as one accountable team.

01 / 05

Plan strategy, prepared early

We proactively review your claims and market your renewal months ahead, so you reach renewal prepared.

02 / 05

Administration, run for you

Enrollment, payroll integrations, and carrier connections, built and maintained by CBA instead of your HR team.

03 / 05

Compliance, filed on time

Based on your size, industry, and the plans you administer, we custom-tailor what is required and stay in front of every deadline.

04 / 05

Employees, supported by a real person

Your people reach a dedicated CBA team that knows their plan and stays with the question until it is resolved.

05 / 05

Billing and claim support

Whether it is a billing discrepancy or helping a team member file a claim, we work every issue to resolution, so errors never quietly become your problem.

Build a complete benefit package.

Medical is the core. CBA builds and runs the full benefit package around it, so your people have everything in one place and you have one team accountable for all of it.

Medical

Group health, the core of the plan.

Dental

Preventive and major dental.

Vision

Exams, lenses, and frames.

Life

Employer and voluntary life.

Disability

Short and long-term income protection.

Voluntary benefits

Accident, critical illness, and more.

FSA

Flexible spending accounts.

HSA

Health savings accounts.

When something changes,
CBA updates everywhere it matters.

One change, and your payroll, carriers, compliance, and people are already in sync.

CBA A new hire Payroll Deduction setNew rate applied Carrier Enrollment sentID card issued Compliance ACA 1095COBRA notices Employees Plan accessID card mailed

A real person, for whatever comes up.

Whatever they bring lands with a dedicated CBA team that knows their plan and stays with it until it is resolved.

Every resolution ends with a short survey, so quality is measured, not assumed.

The increase comes every year.
The plan should too.

Most employers brace for the renewal, accept the increase, and start over next year. We build the proactive, multi-year plan that takes back control, so cost is something you direct, not just absorb.

Renewal by renewal, reactive CBA steps in Planned, in your control

We answer the questions most employers cannot: what drove the last increase, and what the next three years look like.

Six reasons employers
switch to CBA.

01

The broker goes quiet after renewal.

CBA works all year.
02

HR is buried in benefits administration.

CBA runs it for you.
03

Renewal feels reactive.

Prepared months ahead.
04

Compliance is uncertain.

Each step supported by CBA.
05

Employees get poor support.

A real person, every time.
06

Costs rise without a plan.

A proactive plan for transparency and control.

CBA handles every one of them.

Built for the most demanding benefits.

Multi-site, multi-carrier, compliance-heavy, always changing. CBA takes on the benefits operations most brokers avoid. If we can run those, we can run yours.

01

Multiple locations and carriers

We keep every site and carrier running in sync.

02

Eligibility that changes constantly

We keep enrollment current as your roster moves.

03

Strict compliance deadlines

We track and file all of it on time.

04

A full benefits operation to run

We run it as your benefits department.

The kinds of employers CBA runs benefits for

Talk with CBA about
your benefits plan.

We will review where you stand, what is working, and what may need attention.